If you have an existing personal loan or credit agreement with a bank or other lender and wish to avail of Ballina Credit Union Switcher rate apply today.
By switching your loan to Ballina Credit Union, you can avail of our Switcher Rate of 6% (6.18% APR) or Switcher Plus Rate of 7.50% (7.80% APR) for additional finance.
Note: Minimum of 70% of the Switcher Plus loan issued must relate to the switched credit.
You can use our loan calculator below to find your ideal payment plan and loan term.