Find out about Ballina Credit Union Membership

Why Become a Member?

At present, over 17,500 members of Ballina Credit Union rely on us for their financial needs, which includes Current Accounts, savings, competitive loan rates, standing orders, online services, and a mobile app.

You can become a member of Ballina Credit Union if you live, work, or study within our common bond area.

If you’re not a member yet, contact us today.

Personalised Service

We pride ourselves on the personalised service we provide to our Members.

Flexible Loans

Ballina Credit Union provide a range of flexible loans at competitive rates to our Members.

Online Service

With Ballina Credit Union Online Service, you can view your account balances, statement of transactions, print a statement, and apply for new products and services.

Free Savings and Loan Insurance

Your loan and/or savings in the credit union are insured at no direct cost to you. (Subject to terms, conditions and eligibility criteria).

Nomination of Account

Members over 16 years of age can nominate who will receive the money in their account when they die.

Your Community Benefits Too

Credit unions exist only to serve members — not to profit from their needs. Ballina Credit Unions regularly sponsors and/or donates to local initiatives, charities, sporting clubs and cultural events.

Find out more about membership
Membership - Ballina Credit Union Ltd

Joining Ballina Credit Union is easy. Membership is open to those living, working or studying in the Ballina Credit Union common bond area.  Ballina Credit Union's common bond area extends from Ballycastle in the west, down to Lahardane, over to Foxford and up to Templeboy in west Sligo and everywhere in between.

Please view the map at the bottom of the page to see if you are living, working or studying in our common bond area.

You can apply for membership at our office or online.

There is a nominal entrance fee of €1.00 and you may start by lodging a minimum of €10.00.

Check out what documents you need for membership below.

Photographic Identification

One of the following:

  • Valid Passport
  • Valid Driving Licence/Learner Permit
  • National Age Card

Address Verification

One of the following:

  • Current Utility Bill (dated within 6 months)
  • Current Bank Statement (dated within 6 months)
  • Letter from Social Welfare or other Government department (dated within the last 6 months)

PPS Number

  • Evidence of your PPS number will also be required.

Please note: The same form of identification cannot be used to confirm both photographic and address verification. You must use one separate option from each list. Statements must be from a financial institution other than Ballina Credit Union.

Joint accounts can be opened in our office. Both parties must be present at our office with the following for each person:

Each person must provide the follow:

  • Photo ID – Current Passport, Driving Licence, National Age Card
  • Proof of Address – Utility Bill, Bank Statement or letter from Social Welfare or other Government department dated within the last 6 months

Evidence of both individuals PPS numbers.

Anyone under the age of 16 can open an account with the help of their signing parent or legal guardian.

We require two forms of identification for the parent/guardian and the child’s birth certificate to begin an application:

  • Photo ID – Current Passport, Driving Licence, National Age Card
  • Proof of Address – Utility Bill, Bank Statement or letter from Social Welfare or other Government department dated within the last 6 months.Child’s birth certificate.
How to Join

How to Join


Join, borrow or save with us. We offer our members freedom, flexibility and choice. Become a member today.

If you would like more information on becoming a member with Ballina Credit Union please contact us today.

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